Shopping for an ACA Plan This Year? Here’s What You Need To Know

A new analysis of the 2027 Affordable Care Act (ACA) open enrollment period, beginning Nov. 1 in most states, highlights rising costs and new enrollment barriers that could affect coverage access.

Premiums are projected to increase 15%, following a 26% average increase last year, while the expiration of enhanced federal subsidies has already contributed to declining enrollment. New federal rules require additional identity verification for some consumers using brokers, potentially delaying enrollment or discouraging applicants.

Changes also restrict subsidy eligibility for many lawfully present immigrants. Public health communicators can help consumers compare plans and navigate enrollment changes. Read more from KFF Health News here.